Frequently Asked Questions

Every property featured or advised by Iconic Avenues undergoes a multi-point verification protocol led by seasoned legal counsel. We inspect 30-year search reports at the Sub-Registrar Office, title certificates, Commencement Certificates (CC), municipal layout sanction plans, environmental clearances, and active state RERA compliance filings.

Property transactions in India are subject to state-specific Stamp Duty and Registration Fees. For under-construction projects, Goods and Services Tax (GST) is levied at 5% for standard residential units (1% for affordable housing). Ready-to-move properties holding a valid Occupation Certificate (OC) are completely exempt from GST.

Yes. We manage exclusive mandate marketing for prime residential apartments, villas, commercial showrooms, and corporate workspaces. Our advisory includes rigorous comparative market valuation, high-definition architectural photography, discrete outreach across verified high-net-worth investor networks, and structured end-to-end deal closure.

Carpet Area is the net usable floor area inside the inner walls of an apartment, mandated by RERA for all price disclosures. Built-up Area includes the carpet area plus the thickness of internal/external walls and private balcony spaces. Super Built-up Area adds proportionate common areas such as lift lobbies, staircases, clubhouses, and security foyers.

Home loan interest rates through our partner banking institutions (including SBI, HDFC, ICICI, Axis, Kotak, and major Housing Finance Companies) currently range between competitive benchmarks based on applicant CIBIL scores (750+). Repayment tenures can be structured up to 30 years for salaried professionals and up to 20 years for self-employed applicants.

A balance transfer allows you to refinance your outstanding loan principal with a lender offering a lower interest rate or superior terms. Even a 50 to 75 basis point reduction on a high-ticket loan of ₹1 Crore+ can yield tens of lakhs in cumulative interest savings over the repayment tenure while reducing your monthly EMI.

Iconic Avenues acts as a professional loan facilitator and advisor. While we do not issue direct lending underwriting decisions (which remain the exclusive statutory prerogative of the respective financial institution), our comprehensive pre-sanction file audit and multi-bank matching achieve exceptional approval success.

Salaried Applicants: PAN, Aadhaar, past 3 months' salary slips, 6 months' salary bank account statements, Form 16, and property title papers.
Self-Employed / Business Entities: PAN, Aadhaar, 3 years audited balance sheets, profit & loss statements, computation of income, 12 months' business bank statements, GST filings, and property documents.

Our turnkey service provides end-to-end execution: 3D realistic rendering and space layout planning, civil modifications, electrical and architectural lighting conduits, false ceiling design, Italian marble laying and polishing, modular kitchens, custom woodwork/wardrobes, loose furniture styling, soft furnishings, and deep post-execution cleaning.

Yes. Factory-finished modular woodwork carries up to a 10-year warranty against manufacturing defects, while hardware components (from certified brands like Blum, Hettich, and Hafele) carry manufacturer lifetime replacement warranties according to manufacturer terms.

Standard 2 & 3 BHK luxury residences typically require 45 to 75 working days from final 3D layout sign-off and material selection to site handover. Bespoke penthouses, duplexes, and commercial workspaces require 90 to 120 days depending on custom carpentry, imported marble procurement, and structural fit-outs.

Absolutely. We maintain a transparent Bill of Quantities (BOQ) model where clients have full freedom to inspect and select specific veneers, laminates, quartz, hardware mechanisms, wall textures, and lighting fixtures during the material sampling phase.

Yes. Under Reserve Bank of India (RBI) and FEMA guidelines, Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs) can legally acquire residential or commercial property in India. Transactions and deed registrations can be executed via an Indian Embassy/Consulate-adjudicated Special Power of Attorney (SPA) without requiring physical presence.

Yes. Leading Indian banks provide structured NRI home loans for up to 80% of property cost. Loan servicing must occur in Indian Rupees through inward remittances via Non-Resident External (NRE) or Non-Resident Ordinary (NRO) bank accounts.

Rental income and sales proceeds can be remitted abroad through your NRO account up to USD 1 Million per financial year under RBI’s Liberalised Remittance Scheme (LRS), following settlement of applicable Tax Deducted at Source (TDS) and issuance of Form 15CA/15CB by a certified Chartered Accountant.